Okay quick question what's harder than figuring out how health insurance Works maybe last on your neighbor's cat or teaching your grandma to send a text message, hashtag your phone is upside down maneuvering health insurance is harder but let's see if we can clear it up a bit you start by choosing a health insurance company to protect your family in the event you have medical expenses You couldn't possibly afford you pick, a health plan and pay your monthly premium most insurance covers the same Core Medical Services but every plant has a different level of how much you pay for medical care and how much insurance pays hear some good news when you need care if you're a blue cross member you'll enjoy discounts at most health care providers in Kansas in some cases our contract with doctors and hospitals can reduce your medical bills by 50% before you have to pay after discounts are applied to your bill you pay a certain amount before insurance deductible once you ...